When buying insurance us you will not receive advice or a recommendation from us for motor breakdown insurance. We may ask some questions to narrow down the selection of products that we will provide details on, but you will need to make your own choice as to whether to proceed and purchase the product.
We can provide and insurance quotation/policy based on the following terms and conditions:
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That the vehicle insured is under 16 years of age at the inception of the insurance.
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The vehicle registration number entered in the booking process is accurate and that of the vehicle registration number matches that of the vehicle you wish to ensure.
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Definition of an Insured Vehicle means the private car or light commercial vehicle as specified on the Validation Certificate which is 16 years and under (12 years within Europe) at the time of taking this policy and does not exceed 3500kg in gross weight, 5.1m in length, 1.95m in height and 2.1m in width and is driven within the terms of the current Certificate of Motor Insurance relating to such car.
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If you take out '5 Star' European cover, we will cover you abroad for a maximum of 31 days abroad and no longer than 90 days in total during the period of cover.
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We offer a Premium Refund Guarantee on all our policies cancelled within the 14 Day cooling off period, whereby you may return the documentation to us and upon receipt of the policy, provided that no Assistance has taken place or you are making a claim, we will refund you your Insurance Premium. Please note that the Premium Refund Guarantee does not extend to administration or postage fees incurred in the supply your original policy.
To make sure you have continuous cover under your policy, we will aim to automatically renew (auto-renew) your policy when it runs out, unless you tell us not to. Each year we will notify you 31 days before the renewal date of your policy, and tell you about any changes to the premium or the policy terms and conditions.
If you do not want to us to auto-renew your policy, just call us on 0818 44 44 49.
Otherwise we will collect the renewal premiums from your credit card or debit card.
You should also note that your renewed policy will only be valid when:
- you have told us about any changes to your policy (vehicle for MBD) details;
- and your credit card or debit card details have not changed;
In some cases we may not be able to automatically renew your policy, we will let you know at the time if this is the case. For the facilitation of the auto renewal service we are entitled to assume that your details have not changed and you have the permission of the card holder unless you inform us otherwise.
You can conduct changes to your policy details or opt out of automatic renewal by calling us on 0818 44 44 49.