When buying car hire excess insurance through Cover-More Blue Insurance Services Limited you will not receive advice or a recommendation from us for car hire excess insurance. We may ask some questions to narrow down the selection of products that we will provide details on, but you will need to make your own choice as to whether to proceed and purchase the product.
We can provide an insurance quotation/policy based on the following terms and conditions:
- You must be sure that:
- You took reasonable care to answer all questions put to you about your insurance fully, honestly and to the best of your knowledge. If you did not understand the meaning of any question, or if you did not know the answer, it is vital that you tell us;
- None of the information you have provided for the quote has changed before you proceed to purchase cover (if it has you must tell us before we can proceed to arrange cover).
-
That all insured persons are aged between 21 and 85 years of age at the time of talking out this policy.
-
The rented vehicle is not one of the following: motor homes, campervans, trailers or caravans, trucks, commercial vehicles or trucks, motorcycles, mopeds, minibus, high performance vehicles, off-road vehicles (other than licensed Sport Utility Vehicles), prestige or exotic vehicles, recreational vehicles, passenger vans and vehicles with more than 9 seats.
-
Single Rentals: The declared period of insurance must match the duration stated on your rental agreement and that we cannot incept cover once your rental has already started. Maximum duration for any one single rental is 180 continuous days.
-
Annual Policies (Multiple Rentals): This provides cover for an unlimited number of vehicle rentals during the year, with a maximum coverage for any one rental agreement duration of 62 continuous days, provided that the policy was incepted prior to your rental agreement commencing.
-
Cover-More Blue Insurance Services Limited offer a Premium Refund Guarantee on all our policies cancelled within the 14 Day cooling off period, whereby you may return the documentation to us and upon receipt of this, provided that no rental has taken place and/or you are not making a claim, we will refund you the Insurance Premium. Please note that the Premium Refund Guarantee does not extend to administration or postage fees incurred in the supply your original policy
-
To make sure you have continuous cover under your policy, we will aim to automatically renew (auto-renew) your policy when it runs out, unless you tell us not to. Each year we will notify you 31 days before the renewal date of your policy, and tell you about any changes to the premium or the policy terms and conditions.
If you do not want to us to auto-renew your policy just call us on 0333 355 0252, otherwise we will collect the renewal premiums from your credit card or debit card.
-
You should also note that your renewed policy will only be valid when:
- you have told us about any changes to your policy details;
- and your credit card or debit card details have not changed.
In some cases we may not be able to automatically renew your policy, we will let you know at the time if this is the case. For the facilitation of the auto renewal service we are entitled to assume that your details have not changed and you have the permission of the card holder unless you inform us otherwise.
You can conduct changes to your policy details or opt out of automatic renewal by calling us on 0333 355 0252 or logging on to www.blueinsurance.co.uk